@1Marc They’re all on autopay. Costco card offers 4% back on gas, Target RED card gives you 5% off and my wife shops there all the time so why not. It’s like a fun engineering problem in efficiency.

@1Marc Another tip is to make a spreadsheet with your various credit card benefits. For example, Amazon Prime card offers 5% cashback for Amazon purchases so that is the default card for that. It also offers 0% foreign transaction fees so that is what we use when out of the country.

@1Marc Does your Alliant Cashback Card have a yearly fee? Reading about it online seems to say it has a $99 yearly fee after the first year. I’m using Cit’s Double Cashback card for unlimited 2% cashback without a fee.